Nuhome Capital
Get Cash Offer

Pre-foreclosure

Selling in Pre-Foreclosure

If you have a notice of default or a sale date on the calendar, time matters. We can make a cash offer fast and close before the bank takes the house. Selling now means you walk away with money instead of a foreclosure on your record.

Get my cash offer Call 562-600-4821

When we help

Situations we handle regularly

  • You received a Notice of Default (NOD) from your lender.
  • A trustee sale date is on the calendar and getting close.
  • You are behind on payments and the balance is growing.
  • You want to sell before the foreclosure hits your credit.
  • You may be underwater and want to explore a short sale.

How it works

Pre-foreclosure sale walkthrough

1. Call us today, not next week

The California pre-foreclosure timeline is short. Every week matters. Contact us as soon as you can.

2. We assess the situation

We pull your title, confirm the payoff and any junior liens, and get a real number on the table.

3. Fast cash offer

Usually within 24 hours. We factor in the payoff, condition, and repair costs.

4. Close before the sale date

Once we have an accepted contract, escrow can move in days. We coordinate with the trustee to stop the sale.

Pre-foreclosure FAQ

Common questions

Can I still sell my house if I am in foreclosure?
Yes, up until the trustee sale date. A cash sale is one of the fastest ways to stop foreclosure and preserve any equity.
What is a Notice of Default in California?
The Notice of Default (NOD) is the lender's first formal foreclosure step. It starts a minimum 90-day period before a trustee sale can be scheduled. You still have time to sell during this window.
How fast can you close if I have a sale date?
As few as 7 days once title is clear. The sooner you contact us, the more options you have. Waiting until the last week limits everything.
Will selling stop the foreclosure?
Yes. Once the sale closes and the lender is paid off through escrow, the foreclosure process ends and the trustee sale is cancelled.
Will foreclosure hurt my credit less if I sell first?
Yes. A completed foreclosure stays on your credit for up to 7 years. Selling before the sale date, even at a discount, is usually better for your financial future.
What if I owe more than the house is worth?
That is called being underwater. A short sale — where the lender agrees to accept less than the full balance — may be an option. We can discuss whether it fits your situation.
Do I need a lawyer to sell during foreclosure?
Not required, but it can help. We can refer you to advisors who understand the California foreclosure timeline.
What if there are tenants in the house?
That complicates the timeline but does not stop the sale. We work through tenant situations in parallel with the foreclosure timeline.

Watch and learn

Short explainers from Justin Brown covering the situations we see most often.

Watch: 6 ways to stop foreclosure without destroying your credit

Also see

Related pages

Selling as-is

What "as-is" really means in a cash sale.

Go →

Inherited house

How a probate or inherited-house sale actually works.

Go →

Tired landlord

Selling a tenant-occupied rental without an eviction.

Go →

About Nuhome Capital

Who we are, how we operate, and why we do not fake reviews.

Go →

Where we buy

We buy houses across five Southern California counties.

Los Angeles County Orange County Riverside County San Bernardino County San Diego County

Get your offer

Ready for a fast, as-is cash offer on your Southern California house?

Tell us about the property or give us a call. We follow up within one business day with a range and a plan.

Get my cash offer Call 562-600-4821